Get $100 - $2,500 Fast!
All credit types, quick decision. Cash as soon as tomorrow*.
1. Quick apply
Complete our short, fast and secure form
2. Get a quick decision
In as little as 2 minutes
3. Receive your funds
As soon as the next business day*
What Do We Offer?
We make it easier to apply and get a loan whether it be for car repairs, home improvements, vacations, or emergencies. Complete our simple online form, we'll connect you to a lender and you could receive cash as soon as the next business day, with no hidden fees.
Approvals are quick, and funds are deposited directly into your account.
Get started
Can You Apply?
Lenders may have specific requirements, but the typical minimum criteria are:
- Be 18 years or older
- Have a valid checking or savings account with direct deposit
- Earn a regular income of at least $1,000 per month
- Not be able an active-duty member or department of the Air Force, Army, Coast Guard, Marine Corps, or Navy under a call to service longer than 30 days
Why Choose Us?
Apply Anytime, Anywhere
Apply online from any device.
No Paperwork
Quick and simple online application.
All Credit Welcome
Loans up to $2,500 available.
Secure & Reliable
Your privacy is our priority.
Frequently Asked Questions
A payday loan is a small, short-term, no-collateral cash advance, typically under $3,000. It's backed by future income, such as your next paycheck or another form of regular income. The loan term is usually 30 days or less and is intended for emergencies.
If you find yourself relying on payday loans for regular expenses, you may want to explore credit counseling, debt-management services, or other assistance. Nonprofit agencies can offer support for managing excessive debt. Use payday loans responsibly.
Applying for a loan thrugh USA Loan Today is free. We are compensated by independent third-party lenders for customer referrals. Each lender has its own fees, APR, and terms, which will be disclosed at the time of the loan offer. These charges come directly from the lender, not from USA Loan Today.
You are under no obligation to accept the offer. Your loan is finalized when you electronically sign the offer and return it to the lender. Always review the loan terms and conditions carefully.
Payday loans typically range from $100 to $2,500. Installment loans are between $100 and $5,000, while personal loans can range from $500 to $35,000. You will request a loan amount, but the offer you receive may differ based on factors like the lender, your employment, income, and other conditions.
Your loan funds could be deposited into your bank account as early as the next business day, though the exact time varies depending on your lender and financial institution. If you have questions about the transfer time, contact your lender.
From the moment you apply through USA Loan Today and receive an offer from a third-party lender, the process can be as quick as one business day. Factors such as registration timing, accuracy, lender processing, and your bank's policies can affect the timing.
Penalties for late or missed payments vary by lender, so be sure to confirm the details before accepting a loan offer. Many consumers face issues by not fully understanding the penalties for non-payment or late payment. Make sure you're aware of the consequences if you cannot repay the loan in full by the due date.