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APR Disclosure

Certain states limit the Annual Percentage Rate (APR) that lenders can charge. APRs for cash advance loans typically range from 200% to 1386%, for installment loans from 6.63% to 485%, and for personal loans from 4.99% to 450%, depending on the lender and loan type. Loans from states without APR limits or from lenders not governed by state laws may have higher APRs. The APR reflects the annual cost of your loan, including interest, fees, and repayment terms. Your lender will provide the specific APR and full loan terms before you sign any agreement. APR rates may change and are subject to lender policies.

Material Disclosure

USALoanToday.com is not a lender, does not provide loans or make credit decisions, and is not an agent, representative, or broker of any lender, nor does it endorse or charge you for any service or product. USALoanToday.com is an advertising referral service that connects consumers with independent, third-party lenders. By submitting your information, you may be matched with a lender and receive a loan offer with terms to review and accept or decline. Upon acceptance, funds could be deposited into your account as soon as the next business day .*

This website is a for-profit advertising network. We receive compensation, in the form of referral fees, from lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. Compensation, along with other factors, may influence the loan offers presented. Our website does not include all companies or all available offers. The offers you receive may not always feature the best rates or terms available. We encourage you to research all available loan options to find the best solution for your financial needs. In some cases, your information may be shared with an aggregator instead of a direct lender, and it may be sold to multiple parties. Providing your information does not guarantee loan approval.

If matched with a tribal lender, be aware that tribal lenders operate under tribal and certain federal laws and may not be subject to state regulations, including usury caps. Tribal lenders may have higher rates and fees, and disputes may need to be resolved in a tribal jurisdiction. Please carefully review all terms before accepting any loan offer.

*Not all lenders can provide up to $2,500. Cash transfer times, repayment terms, and loan availability may vary by lender and state. Some faxing may be required. Loans are intended for short-term financial needs and not as a long-term solution. Residents of some states may not be eligible for certain loan products, and state availability is subject to change without notice. For questions regarding your loan, contact your lender directly.

Credit Implications

USALoanToday.com does not make credit decisions. Participating lenders may perform credit checks with one or more credit bureaus, including Experian, Equifax, and TransUnion. Credit checks or consumer reports through alternative providers may also be used by some lenders to evaluate your creditworthiness. These checks may affect your credit score.

Exclusions

Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are not eligible to use this website or service. Additional restrictions may apply based on state laws or lender policies. Loan availability is subject to change without notice.